SBI Gram Niwas – SBI Home Loan Products

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SBI Gram Niwas – SBI Home Loan Products

Home loan in rural areas

One scheme covers all rural and semi-urban centers with population up to 50,000 according to the 2001 census.

SBI Gram Niwas - SBI Home Loan Products
SBI Gram Niwas – SBI Home Loan Products

Under the Gram Niwas scheme, home loan has been approved for the purchase / construction / repair and renovation of the house and the purchase of consignment for construction of house / shed etc.

Loan Amount

Minimum loan amount: zero

Maximum loan amount: Rs. 5 million

Repayment Period

Maximum repayment period: 15 years

(Processing fee is waived under Gram Niwas scheme)

Other SBI Home Loan Products –

  1. SBI MaxGen – Home Loan as an Overweight
  2. NRI Home Loans – Non-Resident Indians (NRIs) and Home Loans (PIO) for Individuals of Indian Origin
  3. SBI Realty – Home loan for the purchase of a plot for the construction of a delling unit
  4. SBI Pal – Pre-approved Home Loan
  5. SBI Tribal Plus – Special Home Loan Scheme for Hilli / Triangular Sectors
  6. Village residence – Home loan in rural areas
  7. Co-operation housing – Home loans for aid groups in rural areas
  8. SBI Flexi Home Loan – Salary applicants with a minimum of 2 years of experience and SBI from the age group of 21 to 45 years will be eligible to take advantage of FlexiPay Home Loan.

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